We all know about the hundreds of billions (literally) in credit card debt. It is frightening, but true. Imagine a picture of those who have this debt. They must keep up the impression of wealth. They must have great cars, new clothes, a wonderful home, and eat at nice restaurants. What if they don’t make […]

Safety is important to all of us. I happen to live in a small town because I love the atmosphere, the weather, close proximity to America’s most rugged mountain range, and because it is a safe place to live. New York is famous for multitudinous locks on apartment doors. Traffic, pollution, crime, homeless vagabonds, graffiti, […]

Or it can be a pebble in a shoe.  Ever go on a hike, and have a stone in your shoe?  You have to stop and get it out, or you will end up with a very sore foot.  Ever try to ride a horse with a burr under its saddle?  He can’t be ridden […]

The most wonderful thing has happened! The recovery has arrived. The recession is over, and there are sunny skies ahead. Ask anyone on CNBC, if you don’t believe me. Ask Sir Greenspan, and he’ll tell you. Isn’t it great to know that the storm has passed, and the “all clear” has sounded? It gives one […]

Would you put Greasy Smeazy’s Motor Oil in your Mercedes, Ford, or even lawn mower? Of course not. “Greasy Smeazy” would be the hallmark of that motor oil. A hallmark is similar to a trade mark, brand name, or other identifying mark which guarantees the quality, quantity, or manufacturer of that product. You buy Duncan […]