There’s good and bad in everything. There are 2001 Fords that are good, because some little old lady kept it in her garage, drove it seldom, always had it serviced, and never dented it or in any way damaged it. There are 2001 Fords that have been New York taxis, and have a million miles […]

“Rain? What’s that supposed to be? Never heard that word. Water falling from the sky? What, are you nuts? Hey look man, I haven’t the slightest idea of who you are, or this “rain” stuff you are shouting about. Do you have a headache? Have you fallen on your head lately? Rain? Not me.” So […]

That is a very interesting question, and I suspect that a recent client made me think about it more clearly. First of all, the ratios indicate that the current ratio of 58 to 1, will eventually be restored to the historic one of 16 to 1. I see no reason why that should not happen. […]