If you have a mortgage, and also the money to pay it off, should you?  There are several answers.  First of all, being out of debt is a wonderful feeling.  The knowledge that your home The mortgage, or loan to buy a home, with the home used as security, dates back to the mid […]

We all need to economize, no matter what our income is.  Well, maybe not, but I was raised to make do with what I have, and never to squander dollars on un-needed things.  I haven’t bought a bar of soap in years, because I always save it at hotels where we stay.  Cheap?  I guess.  […]

Trying to keep the Titanic from sinking by re-arranging the deck chairs?  It’s an old expression, I know, but pretty pertinent in my opinion.  Let’s compare the Titanic to the US economy.  The Titanic was made of the best possible steel available in 1912.  Today, we know it was far inferior to today’s steel, but […]