Life is full of chances one must take, just to live.  Did I pick the right mate?  Did I buy the correct car, home, neighborhood, job, town or city in which to live?  Correct doctor, insurance, church, friend, and on it goes.  The one thing we MUST do as we get older, and that is […]

The Civil War was probably the greatest disaster to ever hit these shores.  610,000 people killed in that war started by Abe Lincoln.  The Civil War was unpopular in the North.  So unpopular, that Lincoln had to institute a draft to gain soldiers.  For some strange reason, a man who didn’t want to go could […]

There are banks everywhere.  In small towns, huge cities, and foreign nations.  Bankers always seem to be wealthy, ever notice that?  The corner bank is really indispensable, and I would never want to eliminate them.  However, the way they work, if you wish to borrow money, is pretty amazing.  Perhaps 95% of the citizenry have […]

There are lots of articles written by people supposedly ‘in the know’ about all sorts of things, but of late, many think the dollar is going to collapse, leaving those with them, or having saved in them, out of luck.  It is absolutely true that: (1) The dollar is not backed by anything but “The […]

Economics, by definition, is simply the “Science that deals with the production, distribution and consumption of wealth,” according to a dictionary definition.  Wealth then, also according to a dictionary definition, is “Much money or property, or great amount of worldly possessions.”  We must then define ‘money,’ since wealth is obtained with money.  A dictionary definition […]

There are literally thousands, if not millions of people who make their livings calling people to solicit contributions for the policeman’s benevolent fund, (if there is such one),  some politico’s run for the next election, or whatever a telephone caller solicits you for your dollars.  Once again, WE CALL NO ONE, AS TO US, IT […]

The Continental Congress of The United States, authorized the creation of, and issuance of a ‘Continental Currency’ in 1775.  This was obviously before the War of Independence, and Jefferson’s “Declaration of Independence.”  The early citizens needed a currency, and there was indeed a Continental Congress governing the 13 initial states.  A year or so later, […]

There are certainly many things one can do with surplus dollars, which can harm if you pick the wrong one, benefit if you pick the correct one, or if you don’t invest in anything, it is almost a guaranteed loss, since our dollars, according to our government, depreciate 2% every year.  Do not go to […]

There are a whole army of ‘licensed financial planners,’ who for a percentage of your worth, will instruct you what to do, or usually  do it for you.  Whether they do anything, nothing, or cause you to lose; their percentage continues.  Are they smart?  I have no idea, as I have never met one that […]

Gold’s history dates back to about 3100 BC, but that would be boring, so let’s stop and think about how it must have been discovered.  I owned three hotels in little Silverton Colorado, which was a mining town.  Silverton was sort of ‘discovered’ in 1868 by Charles Baker, who probably discovered gold the way that […]